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How to sell your house by owner in Oregon

For sale by owner (FSBO) in Oregon, without a realtor · rules checked · sources

Attorney at closing
Not required
Seller disclosure
Required
State transfer tax
None

Oregon doesn't require an attorney: an escrow company usually handles the closing. Oregon sellers must give buyers the Seller's Property Disclosure Statement (ORS 105.464) (ORS 105.462 to 105.490). Oregon has no state real estate transfer tax.

General information, not legal advice. Rules change and counties add their own; check with an Oregon real estate attorney or title company before you sign anything. Last checked October 20, 2026.

Oregon transfer tax and savings calculator

State transfer tax (none)
$0
Commission you don't pay (5–6%)
$20,000–$24,000
Saved if you still pay the buyer's agent (2.5–3%)
$10,000–$12,000

Example for a $400,000 sale. State tax only; county or city taxes may add to it. Commissions are negotiable and vary; these are typical ranges, not quotes.

Steps to sell a house without a realtor in Oregon

  1. Price it from sold homes, not asking prices. Pull recent sales of similar homes nearby from the county records or the "sold" filter on the big portals, or pay a licensed appraiser for a pre-listing appraisal.
  2. Fill in the Seller's Property Disclosure Statement (ORS 105.464) now. Oregon requires it (ORS 105.462 to 105.490); buyers should get it before they sign. Get the official form.
  3. Make a listing buyers can judge from home. Bright photos of every room, an honest description, a floor plan and a 360° virtual tour filter out people who were never going to buy, so fewer, better showings.
  4. List it where buyers look. A flat-fee MLS listing (a broker puts you on the MLS for a fixed fee) gets you onto Zillow, Realtor.com and Redfin; add FSBO sites, social media and a yard sign with a QR code to the tour.
  5. Show it, then get offers in writing. Ask for a mortgage pre-approval or proof of funds before a showing, and decide up front whether you'll pay a buyer's agent. Accept with a written purchase agreement; the earnest money goes to the escrow company, not to you.
  6. Open escrow as soon as you accept. In Oregon an escrow company usually holds the deposit, collects the documents and pays everyone at closing; the buyer's lender will work with it.
  7. Close. You sign a statutory warranty deed or bargain and sale deed, the escrow company pays off your mortgage and records the deed with the county. Oregon charges no state transfer tax, but check for local fees.

Oregon seller disclosure

Oregon requires sellers to disclose the home's known condition in writing on the Seller's Property Disclosure Statement (ORS 105.464) (ORS 105.462 to 105.490). Give it to the buyer before they sign the purchase agreement: a late or missing disclosure can let the buyer cancel or sue.

A seller must complete, sign and deliver the statutory property disclosure statement to each buyer who makes a written offer on residential property. If it is not delivered, the buyer can revoke the offer; exclusions (ORS 105.470) cover items like bank-owned sales and court-appointed fiduciaries.

Seller's Property Disclosure Statement (ORS 105.464) (official source)

Whatever the state rule, a home built before 1978 needs the federal lead-based paint disclosure and the EPA pamphlet, and the buyer gets 10 days to test unless they waive it.

Oregon transfer tax

Oregon has no state real estate transfer tax, so the deed is recorded for the county's recording fee only.

Local taxes: Washington County (Portland suburbs) charges $1 per $1,000, due within 15 days after recording; ORS 306.815 otherwise bars local transfer taxes.

Official transfer tax source

Paperwork for selling a house without a realtor in Oregon

Sellers in Oregon usually convey with a statutory warranty deed or bargain and sale deed. The title company, escrow officer or attorney prepares it with the other closing documents.

Also expect:

  • Land use warning statement required in deeds and sale agreements (ORS 93.040); buyers should check with city/county planning that the lot is lawful

The disclosure statement must go with offers, and sale agreements must carry the ORS 93.040 land-use notice. Transfer tax only matters in Washington County.

The rest of the work is marketing: a clear listing, honest photos and a virtual tour. Tips in how to write a property listing and how to make a virtual tour with your phone.

Frequently asked questions

Can you sell a house without a realtor in Oregon?

Yes. No state requires a real estate agent to sell your own home. Oregon doesn't require an attorney: an escrow company usually handles the closing. The steps are on this page.

Do I need a lawyer to sell my house in Oregon?

No. Oregon doesn't require an attorney: an escrow company usually handles the closing. An attorney is still worth it if the contract or the title is unusual.

Are seller's disclosures required in Oregon?

Yes. Oregon sellers must give buyers the Seller's Property Disclosure Statement (ORS 105.464) (ORS 105.462 to 105.490). A seller must complete, sign and deliver the statutory property disclosure statement to each buyer who makes a written offer on residential property. If it is not delivered, the buyer can revoke the offer; exclusions (ORS 105.470) cover items like bank-owned sales and court-appointed fiduciaries. Official form or statute. Homes built before 1978 also need the federal lead-based paint disclosure.

How much is the transfer tax in Oregon?

Oregon has no state real estate transfer tax. Washington County (Portland suburbs) charges $1 per $1,000, due within 15 days after recording; ORS 306.815 otherwise bars local transfer taxes. Official source.

What paperwork do I need to sell my house without a realtor in Oregon?

Usually the Seller's Property Disclosure Statement (ORS 105.464); a written purchase agreement; a statutory warranty deed or bargain and sale deed; the lead-based paint disclosure if the home was built before 1978; Land use warning statement required in deeds and sale agreements (ORS 93.040); buyers should check with city/county planning that the lot is lawful. The escrow company prepares the closing documents and records the deed.

How much do you save selling a house without a realtor in Oregon?

On a $400,000 sale, a 5–6% commission is $20,000–$24,000. If you still pay the buyer's agent, you save the listing side, about $10,000–$12,000.

Sources

General information, not legal advice. Rules change and counties add their own; check with an Oregon real estate attorney or title company before you sign anything. Last checked October 20, 2026.

Compare all states: attorney rules, disclosure and transfer tax →